ज़कात कैलकुलेटर
अपनी सालाना ज़कात (2.5%) की गणना कुछ आसान स्टेप्स में करें
इस्तेमाल किया गया फ़ॉर्मूला: (कुल ज़कात योग्य संपत्ति − देय देनदारियां) × 2.5%। ज़कात तब लाज़िम होती है जब आपकी खालिस दौलत निसाब के बराबर या उससे अधिक हो और एक क़मरी साल तक बनी रहे।
| निसाब प्रकार | वजन आधार | मकसद |
|---|---|---|
| सोना निसाब | 87.48 ग्राम | ऊंची हद |
| चांदी निसाब | 612.36 ग्राम | कम सीमा (आमतौर पर मुनासिब) |
नहीं। यह कैलकुलेटर सालाना ज़कात अल-माल (माल की ज़कात) के लिए है, ज़कात अल-फ़ित्र के लिए नहीं।
हाँ, पहले अदायगी करना आम तौर पर जायज़ है। बिना मुनासिब वजह ताख़ीर करना दुरुस्त नहीं है।
मुनासिब विस्तारित रिश्तेदार (जैसे भाई-बहन, चचेरे/ममेरे रिश्तेदार) पात्र होने पर ज़कात ले सकते हैं। जीवनसाथी, माता-पिता या बच्चों को ज़कात नहीं दी जा सकती।
यदि प्रॉपर्टी बेचने (निवेश या व्यापार) के इरादे से खरीदी गई हो, तो उसकी मौजूदा बाजार कीमत पर ज़कात देना जरूरी है। लेकिन अगर प्रॉपर्टी रहने के लिए या केवल रखने (बिना बेचने के इरादे) के लिए ली गई है, तो उस पर ज़कात नहीं है।
This free online Zakat Calculator helps Muslims around the world calculate 2.5% Zakat on gold, silver, cash, savings and business assets. The calculator supports multiple languages and 50+ global currencies including INR, USD, EUR, GBP, SAR, AED, PKR, BDT, IDR, CNY, MYR, SGD, CAD, AUD, EGP, NGN, KES, ZAR, TRY, KWD, QAR, BHD, OMR and many more. Whether you are in India, the United States, the United Kingdom, Saudi Arabia, UAE, Pakistan, Bangladesh, Indonesia, China, Malaysia, Nigeria, Kenya, South Africa or anywhere else, you can calculate your Zakat in your local currency. Your data stays private and is never stored on our servers.
Our free Zakat calculator makes it easy to determine your annual Zakat obligation in minutes. Start by selecting your preferred currency from 50+ supported options. Then, enter your assets in each category: cash and savings, gold and silver (by weight and purity), stocks and investments, business inventory, and any debts owed to you. The calculator automatically fetches live gold and silver prices to determine the current nisab threshold in your currency. Once you've entered all your zakatable wealth, the calculator applies the standard 2.5% Zakat rate and shows your total obligation. You can adjust values anytime—your data stays private and is never stored on our servers.
Nisab is the minimum amount of wealth you must possess before Zakat becomes obligatory. There are two standards established by Islamic jurisprudence:
Note: Some scholars use 87.48 grams for gold nisab and 612.36 grams for silver nisab based on a different scholarly calculation. Both standards are valid and used by qualified scholars worldwide.
Most contemporary scholars recommend using the silver nisab as it is more inclusive and benefits more Zakat recipients. However, some scholars prefer the gold nisab as it better represents meaningful wealth in today's economy. Our calculator displays both values with live prices so you can make an informed choice. The nisab you choose affects whether you're obligated to pay Zakat—if your total zakatable wealth exceeds the nisab and has been held for one lunar year (hawl), Zakat becomes due at 2.5% of your total wealth. Learn more on our detailed Nisab Guide.
The Quran specifies eight categories of people eligible to receive Zakat (Surah At-Tawbah, 9:60). Understanding these categories ensures your Zakat reaches those who truly qualify:
Important: You cannot give Zakat to your spouse, parents, grandparents, children, or grandchildren—you are already obligated to support them. However, extended family members who qualify under the eight categories may receive your Zakat.
Zakat is one of the Five Pillars of Islam and represents an obligatory form of almsgiving that purifies wealth and helps those in need. The word "Zakat" comes from the Arabic root meaning "purification" and "growth," reflecting its dual purpose: cleansing the giver's wealth from greed while helping society's most vulnerable members.
Unlike voluntary charity (sadaqah), Zakat is a mandatory religious duty for every Muslim who possesses wealth above a minimum threshold called nisab. The standard rate is 2.5% (or 1/40th) of your total zakatable wealth, calculated once per lunar year. This obligation is mentioned repeatedly in the Quran, often alongside prayer, highlighting its fundamental importance in Islamic practice.
While both Zakat and Sadaqah involve giving, they differ significantly. Zakat is obligatory with fixed rates and specific recipients, while Sadaqah is voluntary charity given in any amount to anyone in need. Zakat must meet specific conditions (nisab, hawl, zakatable assets), whereas Sadaqah has no minimum requirements. A Muslim cannot replace Zakat with Sadaqah—both serve important but distinct purposes.
Zakat and tax are fundamentally different obligations. Zakat is a religious duty prescribed by Allah with specific eligible recipients mentioned in the Quran (the poor, needy, Zakat collectors, those in debt, etc.). Tax is a civil obligation imposed by governments for public services. Paying government tax does not fulfill your Zakat obligation—Muslims must fulfill both duties separately.
Zakat is obligatory for every adult, sane Muslim who:
Zakat becomes obligatory when three conditions are met: you possess nisab (minimum threshold), you maintain that wealth for one lunar year (hawl), and the wealth is of a zakatable type (gold, silver, cash, investments, business inventory). Your Zakat anniversary is the date when you first reached nisab—you calculate and pay on this same date each lunar year.
"And establish prayer and give Zakat, and whatever good you put forward for yourselves—you will find it with Allah. Indeed, Allah of what you do is Seeing." (Quran 2:110)
Calculating Zakat correctly requires understanding which assets are zakatable and how to value them. Here's a comprehensive breakdown by asset type:
You do not pay Zakat on your salary directly—Zakat is due on savings from salary that accumulate above nisab for one year. If you earn a salary and save a portion each month, the saved amount becomes zakatable once it reaches nisab and remains there for a complete lunar year.
Example: If you save $500/month and after one year have $6,000 in savings (above nisab), you pay 2.5% = $150 Zakat. Use the Zakat on Savings calculator for accurate calculations.
Cash savings in bank accounts, fixed deposits, and cash at home are all zakatable. Calculate the total balance on your Zakat anniversary date. Include all currencies, converting to one base currency for calculation. Deduct any debts due within the year before applying the 2.5% rate.
Zakat on gold applies when you own 87.48 grams or more. For different purities: 24K gold uses full weight; 22K gold multiply weight by 0.916; 18K gold multiply by 0.75. Silver nisab is 612.36 grams.
Example: 100 grams of 22K gold at $65/gram pure gold value = 100 × 0.916 × $65 = $5,954. Zakat = $5,954 × 2.5% = $148.85.
Stocks, mutual funds, ETFs, and investment portfolios are zakatable at their current market value. On your Zakat anniversary, check the total value of your investment portfolio and apply 2.5%. Both capital gains and dividends are included in the calculation.
Business Zakat includes inventory for sale, cash, and receivables. Fixed assets like machinery and buildings used for business are NOT zakatable. Calculate: (Inventory value + Cash + Receivables) − (Debts + Payables) × 2.5%.
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It serves as a threshold to ensure only those with sufficient means are required to pay. Understanding nisab is crucial for correct Zakat calculation.
There are two nisab standards established by Islamic jurisprudence (updated January 2026):
The monetary value of nisab changes daily based on gold and silver market prices. Our calculator automatically uses live prices to show you the current nisab in your chosen currency.
A significant debate exists among scholars about which nisab to use. Historically, gold and silver had similar relative values, but today silver is much cheaper, resulting in a lower nisab threshold.
Contemporary practice: Many scholars recommend using the silver nisab as it takes a more cautious approach and ensures more people fulfill their obligation. However, consult a qualified scholar for guidance specific to your situation.
Learn more on our detailed Nisab Explained page.
Many Muslims make errors in Zakat calculation that can invalidate their obligation or result in underpayment. Here are the most common mistakes:
Zakat is calculated once per lunar year, not monthly. Some confuse Zakat with regular charity. While you can give Sadaqah anytime, Zakat is specifically calculated on your annual Zakat anniversary when your wealth has been held for one full year.
Zakat has specific recipients defined in Quran 9:60. Donations to mosques, hospitals, or schools (unless serving eligible recipients) may not count as Zakat. Ensure your Zakat reaches the eight categories of eligible recipients.
Only deduct debts that are due within the coming year, not long-term debts like mortgages. Additionally, deducting debt you don't intend to pay soon may be incorrect. Consult a scholar for complex debt situations.
Personal residence, car, furniture, and items for personal use are NOT zakatable. Only wealth held for growth or trade is subject to Zakat. Don't include non-zakatable items in your calculation.
Many forget to include retirement accounts, stocks, cryptocurrency, business inventory, or receivables. All zakatable wealth must be included regardless of where it's held or its liquidity.
When calculating gold Zakat, use the value you would receive if selling (buyback price), not the retail purchase price. Also, account for purity—22K gold should be multiplied by 0.916 to get pure gold equivalent.
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